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Amston client – Profitus is a leading European real estate crowdfunding platform, headquartered in Vilnius, Lithuania. The platform provides investment opportunities in mortgage-backed property development projects across Europe, combining financing for developers with accessible investment options for individual and institutional investors.

We are looking for a Senior Associate in the Credit/Analysis Team, responsible for evaluating, structuring, and coordinating financing projects in the Spanish market, ensuring high-quality credit assessments and smooth project approval from initial application to the Credit Committee decision.

Job Description

• Analyse initial project and client information and prepare materials for credit risk assessment
  and project financing approval in cooperation with Credit Risk, Sales and other internal
  teams
• Assess clients’ creditworthiness, financial statements, database information and historical
  data
• Prepare comprehensive financial and business analyses for loan proposals, including project
  feasibility, profitability, business model sustainability and competitive environment in Spain
• Coordinate and lead the internal approval process from receipt of the borrower’s financing
  application and documentation to the Credit Committee’s final decision
• Prepare and present materials for Credit Committee meetings
• Ensure compliance with internal credit policies and established risk tolerance levels
• Cooperate with the Legal Department to ensure proper structuring of financing transactions.
• Contribute to continuous improvement of credit assessment methodologies and internal
  business processes
• Participate in joint calls or meetings with borrowers together with the Sales Team when
  clarification of financial or project-related matters is required
• Coordinate and participate in notary signings together with Legal Department
• Support Sales Team’s actions by going to real estate events in Spain

Requirements

• Bachelor’s degree in Finance, Economics, Business Administration or Real Estate Development (Master’s degree is an advantage)
• Previous experience in banking, finance, credit analysis, project financing and/or asset
  valuation, preferably related to real estate projects
• Strong analytical skills and ability to interpret financial data and business models
• Good understanding of credit risk assessment and project financing principles
• Technological proficiency with MS Office suite, especially MS Excel
• Fluency in English (minimum B2) and Spanish (native or full professional proficiency)

Company Offers

• Annual performance bonus linked to company results
• Critical and analytical thinking with strong attention to detail.Proactive, responsible and able to justify own conclusions and recommendations
• Strong communication and collaboration skills
• Well-organised and capable of managing multiple projects simultaneously
• Customer-oriented mindset and high professional standards
• Adaptive, open-minded and reliable team player with interest in real estate and financing markets

Additional information
Contact person – Rugile, +370 637 30 331, rugile@amston.lt
Contact person – Agne, +370 616 16 316, agne.jankute@amston.lt

Please note that in order to ensure an efficient selection process, we will only reach out to candidates who best match the qualifications for the role.